Will Medi Cal Cover Weight Loss Surgery?
If you are considering losing weight through the use of Medi Cal plans, you should understand that weight loss surgery is not covered. Medical conditions that are considered "serious" and obesity are not. You will be required to get your regular medical checkups, as with any other insurance plans you are going to need to pay for these services.
Medi Cal does cover some of the costs associated with surgical procedures for weight loss. If you choose to have liposuction surgery, you will need to have a post-operative evaluation and counseling. Depending on the surgeon, this may also mean that the patient has to give up junk food for a period of time. While Medi Cal covers some of the cost of the surgery, it does not cover the premium associated with the service. It is extremely unlikely that you will be able to find a weight loss surgeon who will allow you to use their services for the purpose of having the procedure done.
A second option is the fact that Medi Cal does cover the cost of various supplements, vitamins and minerals that are necessary for leading a healthy life. The type of supplements that you can buy under this plan is limited. The plan does not cover gastric bypass surgery or any other type of surgical procedure. Even if it did, most people cannot afford the type of surgery that is required to make it possible.
Most medical insurers provide policies that do not include coverage for weight-loss surgeries. This means that you will have to look into other options for health insurance. Many insurance companies have lost money by providing coverage that does not include many of the services that most Americans need. There are some people, however, who believe that this type of insurance is important for them because it helps to keep them healthy and financially sound.
Medi Cal programs also require that anyone who wants to get Medi Cal coverage must get a physical examination first. The exam is usually only a brief investigation of your medical history. This is typically used as a pre-screening procedure to determine whether or not you are a good candidate for weight loss surgery. If you are approved for coverage, you will be asked to complete a Medi Cal application. The application will ask you to answer pertinent questions about your medical history, your present weight, your anticipated future weight, and the reasons why you feel you need Medi Cal.
Once you are approved for Medi Cal, you can apply for your surgery. You should discuss the expected results with your doctor or with Medi Cal. Keep in mind that any weight loss that you achieve will likely be temporary. If you want to maintain a healthy weight, you may be referred to an annual follow-up visit with your doctor. He or she will be able to tell you whether or not the weight loss you have achieved is a permanent change or a fluctuating rate.
Once you are approved for Medi Cal, you should begin thinking about what you can do to ensure you remain compliant. Be sure to keep all your appointments with your doctor and report any changes in your eating habits to your primary care provider. Make sure that you do not skip any Medi Cal appointments that your physician has scheduled for you. This can be a golden opportunity for you to learn more about Medi Cal and to learn if it is right for you.
Will Medi Cal cover the cost of surgery? Only the hospital portion of surgery will be paid for. There will be a monthly premium added to your regular Medicare coverage in order to cover the cost of your surgery. In most cases, Medi Cal will cover the costs of surgery once you have reached the maximum weight you have been assigned to, and once you have been a resident in the state for six months.
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